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Jitesh Bansal

Cool goIITian

Posted on 29 Apr 2009 18:47:53 IST

Topic : A brief about Householders Insurance !

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HHP can be very beneficial for most of the insured persons as it can provide extended covers to the almost all the unforeseen contingencies that can occur in a household. Apart from this the premium is quite low in this type of policy. However you can now get not just a plain fire insurance which covers any fire accidents only but a whole range of covers under a single plan which is called the HPP ( Householder's Packaged Policy ).This plan in addition to fire & also insures against burglary and Electromechanical Breakdown.A HHP is a good choice of every policy holders, it covers technical snags and offers discount if you opt for more than essential covers.

Amit Kumar

Blazing goIITian

Posted on 29 Apr 2009 17:55:15 IST

Topic : Guide to choose better ULIPs.

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 The impact of the global financial crisis is being felt in every part of the world and across all the segments - from giant corporations to retail investors. Now a days a it becomes critical to understand and choose the right plan for a long term and saving and protection plan. An economic downturn need not impact ones long term goals. In this time unit linked insurance plan affords a very good opportunity to plan for the long term goal. Unit Link Insurance Plan :   ULIPS  is the combination of insurance plus investment , these plans offers the twin benefits of Life insurance and systematic saving. They are more flexible than traditional Li

Amit Kumar

Blazing goIITian

Posted on 28 Apr 2009 16:54:55 IST

Topic : Tips for buying Home Insurance!

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Home insurance is the type of property insurance  that covers the home and other assets associated with it. It is the insurance policy that cover various personal insurance protections including losses occuring to one's home and its contents loss.Most of us are aware of insurance in some form or other. The common insurances to which most of the people are familiar with are life insurances and automobile insurances . However, many consumers are not aware of all the details about the insurance for one of the most important asset that you have, that is your home,own home. Home insurance can cover losses to the structure and contents of your home from any natur

Jitesh Bansal

Cool goIITian

Posted on 28 Apr 2009 15:26:11 IST

Topic : Insurance and its all about !

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The word "Insurance"  is related to the protection of the economic values of assets. Every asset has a certain value. Asset is valuable to the owner , because he expects to get some value from it and it is a benefitable because it meets some of his financial needs. The benefits may be an income or in some other form.Every asset is expected to last for a certain period of time during which it will provide the benefit. Insurance is a mechanism that helps to reduce the effects of such adverse situation. it promise to pay to the owner or beneficiary of the asset a certain sum if the loss occurs.Purpose and Need of Insurance :Asset are insured because they

Sonia Nehwal

Blazing goIITian

Posted on 27 Apr 2009 16:55:58 IST

Topic : Disablity Insurance & its benefits

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"Disability Insurance" is one of the most important for everyone life. It can happen at any time, when this type of contingency happens a huge amount of money we have to pay to prevent. There are many types of disability, the basic classification is in two categories.There are two types of disability policies: Short-Term Disability (STD) and Long-Term Disability (LTD): 1. Short-Term Disability policies (STD) have a waiting period of 0 to 14 days with a maximum benefit period of no longer than two years. 2. Long-Term Disability policies (LTD) have a waiting period of several weeks to several months with a maximum benefit period ranging from a few

Amit Kumar

Blazing goIITian

Posted on 27 Apr 2009 13:19:07 IST

Topic : Annuity : what is it ?

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Annuity is commonly used in the pension plan or in case of retirement where it provides the fixed amount over a specified period of times. There are different types of annuity available in the market like whole life annuity, Family annuity, Joint life annuity, and life annuity.The term Annuity is used in finance theory to refer to any terminating stream of fixed payments over a specified period of time. This usage is most commonly seen in discussions of finance, usually in connection with the valuation of the stream of payments, taking into account time value of money concepts such as interest rate and future value.Examples of annuities are regular deposits to a sav

Sonia Nehwal

Blazing goIITian

Posted on 25 Apr 2009 15:46:33 IST

Topic : Nomination and Assignment.

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Nomination is one of the most important part of life insurance, when ever you plan for a life insurance plan nomination will be mandatory. Nomination and Assignment are the two important part of life insurance policy. Here are some difference between between Nomination vs Assignment.Nomination allows the proceeds of the policy to reach the beneficiary named by the policyholder. Assignment, on the other hand, is a process by which the policyholder (assignor) can transfer his rights to another person (assignee) through a deed. The assignee acquires the complete title of the policy and has the power to sue. He can also reassign or surrender the policy. However, the ass

Amit Kumar

Blazing goIITian

Posted on 25 Apr 2009 13:43:21 IST

Topic : Insured your self Against Accidents.

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"Time & Tide wait for none", this is the famous thought which is applicable in our daily life routine. Mishaps don't come with a warning, yet most people are complacent about taking precautions. Not only do accidents result in bodily injury, but can also leave you a financial wreck. However, few people bother to take insurance to protect themselves against the risk of accidents as well as the medical and financial complications, it also help to compensate financial losses. Even those who have bought adequate life and health insurance often do not have a contingency plan. Consequently, they are not prepared if an accident renders them temporari

Vishal Bhargwa

Cool goIITian

Posted on 24 Apr 2009 16:04:36 IST

Topic : How to Start Investing.

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Every one has some plans and has some dream for future like to own a house , luxury car, Farm house and many more thing which he want to fulfill in his life. Suppose a person want to  set up a business he need to more money to start business, Generally a person has some requirement to fulfill in his life like family requirement, children's education, children's marriage etc,to satiate these requirement a person have to do some financial planning. You want a home of your own, a good education for your kids, a comfortable retirement someday and a little fun along the way. These are the dreams we all seem to be born with. To achieve them, we must

Vishal Bhargwa

Cool goIITian

Posted on 24 Apr 2009 14:07:28 IST

Topic : Right Protection for Your Home

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 Homeowners insurance is one of those financial facts of life that just kind of happens to you. When you buy a home, the mortgage lender will insist on insurance coverage, so you get an agent's name, call and buy a policy. Odds are the premiums are even paid from the same lender-controlled escrow account that pays your property tax. Out of sight, out of mind. You don't give homeowners insurance much thought -- unless you try to file a claim and get into a squabble with the company. The cost of homeowners insurance often depends on what it would cost to replace the house and which additional riders—additional items to be insured—are atta

Anju Shukla

Hot goIITian

Posted on 23 Apr 2009 15:53:47 IST

Topic : Mutual Fund Why !

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When the market was going upwards every person was looking for the the best mutual fund or growth oriented fund, because it was the best option to choose to increase the money in a short term. Mutual Fund the only one option by which middle class family can get the enjoy of share market.  Here are some reasons on why should investors put money in mutual funds.The sensex has gone up from 1000 to around 10,000 in two decades. But in the course of two decades the sensex has undergone a sea change. This goes on to prove that constant monitoring is required. This is where professional management comes in.Since taking calls on buying or selling stocks at the right ti

Anju Shukla

Hot goIITian

Posted on 22 Apr 2009 17:29:00 IST

Topic : Health Cover Should you Take !

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Accident and illness are the part of life no matter how care fully we monitor our Health. A permanent disability that prevents you from working, for instance, could prove disastrous to you and your financial dependents if you are not covered against such an eventuality. Even a temporary disability or illness that keeps you out of the workforce for a few months could have far-reaching implications—none of them good. Health insurance is your shield against the financial backlash of such accidents or illnesses.Ever since the insurance sector was opened up to private players, there has been a marked increase in the variety of health covers available. With de-tarif

Amit Kumar

Blazing goIITian

Posted on 21 Apr 2009 17:42:56 IST

Topic : Travelling: its Better to get insured

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 when the holidays season starts every one get busy to book their tickets and reservations. But we just forgot the crucial item that is Travel insurance. whether you are going away for the weekend or spending a few days or weeks overseas. them most important thing is that Accident can be a costly affair. Travael insurance covers the Health care costs, Unfortunately if you Fall seek overseas or even baggage lost in transit. In fact insurance are covers the cost that a traveler can a make your journey Happy  safe and reliable.  There are many insurance product or plan for the different need and requirement. There are lots of plan for all kind of Tra

Sonia Nehwal

Blazing goIITian

Posted on 20 Apr 2009 15:35:04 IST

Topic : Life Insurance And Tax Savings

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 Life Insurance play a most significant role in tax saving. when ever the month of march comes the word Tax "Tax Planning " clicks every one's mind. There are many Tax saving instrument available in the market today , but among them Life Insurance or insurance product is the better option chosen by the every individual.  Every Premium paid on life insurance policies entitles an individual to tax benefits. Earlier, rebate under Section 88 was available in respect of life insurance premium, only up to the assessment year 2005-06. From the assessment year 2006-07, life insurance premium paid by an individual, qualifies for a deduction under

Amit Kumar

Blazing goIITian

Posted on 18 Apr 2009 15:00:25 IST

Topic : Diversified Your Life Insurance

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Nowdays Life Insurance companies shout themselves hoarse about fancy variants of policies that, incidentally, cost a fortune. At the other hand u have to diversified your Fund suppose if you are investing in a single insurance plan or a single insurance companies then it wont be fair with you it would be better to diversified your Fund.However, the premium rates on term insurance plans go up as the tenure of the policy increases. So, is there a way to reduce the premium outgo without compromising on the extent of the cover? Yes. Just split the level of cover and also the tenures. "By splitting the level of insurance across different tenures, you make sure that

ammna

New kid on the Block

Posted on 27 Mar 2009 17:57:20 IST

Topic : BSNL EVDO Data Card- Unlimited Wireless Internet Services

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BSNL is going to establish wireless internet services in India with the beginning of EVDO Data Cards. BSNL has the lowest downtime when compared to any other broadband service providers. Therefore, it is suggested to terminate your other wireless broadband services and get a Network Interface Card (NIC) or EVDO Card which offers speeds up to 2.4Mbps.The providers are offering Data card at a cost of 2800Rs from BSNL or costs you 150Rs/month when you rent it and the minimum rental period is 3 months. You can also make calls to other mobile or land line phones and you will be charged with the standard pulse rate basis.If you compare this with other wireless internet se

krish

New kid on the Block

Posted on 24 Mar 2009 19:00:21 IST

Topic : Reliance Wireless Broadband Service- CDMA 1x and 2x Data card plans

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1. Reliance Netconnect wirless data card:Data card is a wireless connectivity which we can use in laptop as well as in desktop also. It is just like plug to surf product. It comes to use as internet connectivity. A data card is a removable computer component, something like credit card, that contains data, or that contains non-volatile memory to which data can be written and from which data can be recovered.Price: Rs. 1599Choose any plan of your choice and get: * Wireless broadband for laptops and desktops* Download speeds up to 3.1 Mbps and upload speeds up to 1.8 Mbps* Simply plug and play* Connectivity across 24,000 towns and 6 lacs villages, as well as al

swapan

New kid on the Block

Posted on 9 Mar 2009 19:02:02 IST

Topic : Airtel Data Card- Wireless Internet Service

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Through the usage of Airtel Data Card, you have the choice to access the Internet anytime, anywhere across India on Airtel network. With EDGE and GPRS enabled Airtel Data Card, you can send and receive SMS too. It is compatible with Windows 2000/XP/XP Tablet/XP Pro and Mac operating systems.Airtel Data Card is the better-quality PC Data Card with EDGE and GPRS technologies in a single PC Card package to deliver wireless Internet to Laptop or Desktop.On an EDGE network, Airtel Data Card enables connection to the Internet using EGPRS. In areas where EDGE services are not available, the Airtel Data Card still enables reliable and secure data connections over GPRS. Airt

expert answer

New kid on the Block

Posted on 4 Mar 2009 16:06:46 IST

Topic : Reliance Netconnect Data Card

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Data card is a wireless connectivity which we can use in laptop as well as in desktop also. It is just like plug to surf product. It comes to use as internet connectivity. A data card is a removable computer component, something like credit card, that contains data, or that contains non-volatile memory to which data can be written and from which data can be recovered.Price: Rs. 1599Choose any plan of your choice and get: * Wireless broadband for laptops and desktops* Download speeds up to 3.1 Mbps and upload speeds up to 1.8 Mbps* Simply plug and play* Connectivity across 24,000 towns and 6 lacs villages, as well as along major highways, railway routes, airport

amit kumar

New kid on the Block

Posted on 26 Feb 2009 12:54:49 IST

Topic : Reliance- Understanding Error Messages

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Are you using Reliance Net connect, then you can face some occasional error messages. There are some details of commonly occur error messages and solution of them:•    600 An operation is pending•    604 Wrong information specified•    608 The device does not exist•    633 The port is already in use or is not configured for Remote Access dial out•    635 Unknown error•    636 The wrong device is attached to the port•    648 The password has expired•    678 There is no answer    • &nbs

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